There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.
Retirement Income Maximization
While it is critically important to maximize wealth accumulation for retirement, it is just as important, if not more important to consider options for maximizing your income during retirement, particularly tax-free income.
401-K and IRA Rollovers
All rollovers are not the same so you want to make sure that you understand all of your options before making a decision. We are Rollover Experts.
Bank on Yourself
A financial strategy that is safe, predictable and guaranteed to increase in value, even during stock market declines. Bank On Yourself™ adds "certainty" to a financial plan, and it also helps to soften the impact of investment losses in the scope of an overall portfolio.
What Is It?
Bank On Yourself™ is a time-tested financial strategy that lets you grow your money safely and predictably, even when stocks, real estate and other investments tumble.
The Bank On Yourself™ strategy uses a whole life insurance policy with some little-known features added to it that can help you build cash values very rapidly. Yes, whole life insurance… but not the kind most financial advisors and experts are familiar with.
Bank On Yourself™ lets you safely grow and protect your hard-earned money, and have a secure retirement you can predict and count on.
Conventional wisdom says that you have to die to “win” with a life insurance policy, but the financial benefits with the kind of policy used for Bank On Yourself™, allow you to use your benefits while you’re alive! The fact is that this is a type of life insurance policy that less than one in 1,000 advisors fully understands. Designed properly, it can give you peace-of-mind, guaranteed growth, safety, and more flexibility than any investment or savings program we’ve ever found.
More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself™ to reach a wide variety of short-term and long-term personal and financial goals and dreams.
With a properly structured Bank On Yourself™ type life insurance policy you can…
- Start recapturing the interest you were giving banks, credit card and finance companies
- Turn that recaptured interest into personal wealth and a tax-free income
- Begin to recapture the entire purchase price of your cars and other big-ticket items
- Grow wealthier every year—in bull and bear markets
- Gain control over your money
Remember—paying cash is not the answer! You finance everything you buy—when you pay cash, you lose out on the growth and interest you could have earned on your money, had you invested it instead.
When you borrow from your Bank On Yourself™ policy to pay cash for purchases, you’ll still get growth on the cash value in the policy!
To learn more about the benefits of a Bank On Yourself™ plan, please contact us for a FREE consultation by phone or at our office.
When it comes to saving for college, most families typically use 529 Plans, Coverdell Education Savings Accounts or State pre-paid plans. We believe that there is a much more effective way to plan for College Education expenses, and that you don’t have to choose between saving for college or saving for retirement.
Insurance is essential to any comprehensive financial security plan. It can protect you and your family from undue hardship.